We wish companies to make sure that promotions give a balanced perspective of the benefits and risks, and Plainly communicate facts that may help consumers make productive, nicely-educated decisions.

SUP 6B.4 Restrictions and requirements the FCA may possibly impose when exercising its area 55J and 55L powers

The FCA has also made clear that severe, substantiated private misconduct has to be disclosed in regulatory references, in precisely the same way fiscal misconduct at this time is.

The FCA views inadequate particular conduct – Specifically wherever tolerated by a firm – like a essential indicator of weak society, poor governance, and elevated danger. Companies really should hope increased regulatory scrutiny On this spot given that the 2026 implementation day strategies.

Unauthorised folks, like social networking influencers, who market a regulated money goods and services devoid of approval of an proper FCA-authorised human being can be committing a prison offence.

Proliferation funding ("PF") is currently explicitly pointed out all over the FCG, next a alter to the Money Laundering Restrictions which calls for companies to conduct PF risk assessments and set in place techniques and controls to recognize PF risks. The FCA determined against a different PF chapter due to present sanctions protection but might increase a single Later on to permit companies to higher determine PF risks.

Therefore, The reality that perform was NFM may possibly only add fat into the actions that an employer will take.

A vulnerable buyer is someone that, due to their private conditions, is particularly susceptible to hurt - particularly each time a organization is not acting with proper levels of treatment.  

Monetary promotions on all promotion channels needs to be fair, obvious and not misleading, and guidance buyer being familiar with. Our economic advertising guidelines are know-how neutral and apply across all channels accustomed to publicize, site such as social websites.

* This short article is latest as from the date of its publication and isn't going to necessarily reflect the current condition of your law or pertinent regulation.

Though the rules utilise definitions and ideas relevant in work guidelines, there are important distinctions. Notably, the definition of NFM partly aligns Along with the definition of harassment underneath the Equality Act 2010, but It isn't restricted to conduct connected with a suitable shielded attribute, i.

UKLR TP 4 Transfer concerning listing groups transitional provisions – transfers from your equity shares (changeover) class into the fairness shares (Worldwide professional corporations secondary listing) class

FG 25/3 underscores the FCA’s motivation to the proportional, danger-dependent method of AML controls that treats domestic PEPs fairly although protecting robust defences towards illicit finance.

Corporations must assure communications and requests for info (for instance about source of wealth) are proportionate to your assessed danger, therefore aligning While using the “Buyer Knowledge” and “Consumer Help” results.